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We Offer 2 Types of Safe & Insured Savings Plans.

• Fixed Rate Annuity aka MYGA: Terms From 3-10 Years. The insurance company guarantees a fixed interest rate for a specified period. This means that the investor will receive a predetermined interest rate on their investment, providing stability in returns.
• Flexible Rate Annuity aka Index Annuity: Terms From 5-10 Years. The Insurance Company pays an annual interest rate linked to the performance of a specific financial index, such as the S&P 500. There is a maximum Interest Rate aka Cap Rate paid out per year. For example, With a Cap Rate of 11.50%: This is the highest Interest earnings you can receive in a 12-month period. If the ending index growth for the previous 12 months was 8.50%, this will be the annual interest rate applied to the account. This investment has zero risk, If the Index has a negative growth there will